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Terms and Conditions of Use
1. Introduction
1.0 LeedGate is a platform that provides easy and convenient access to pay for everyday services such as phone airtime, data subscriptions, electricity bills, TV subscriptions, educational services, and quality insurance cover through third-party merchants. LeedGate is operated and owned by LeedGate SPV Limited, with its business address at #17, Ribadu Road by Aliyu Muhd Road, Doctors Quarters, Unguwan Rimi, Kaduna.
1.1 These Terms and Conditions shall govern the use of this website, our mobile applications, API, widget, and related services.
1.2 By accessing or using this website, you agree to be bound by these Terms and Conditions.
1.3 If you disagree with any part of these Terms and Conditions, you may not use this website.
2. Age Restriction/Minor
2.0 Our services are not targeted toward or intended for use by anyone under the age of 18. If you are under the age of 18, you are not permitted to use our website and services.
3. License to Use Website
3.0 Unless otherwise stated, LeedGate SPV Limited owns the intellectual property rights in the website and material on the website.
3.1 Subject to the license below, all these intellectual property rights are reserved. You may view, download for caching purposes only, and print pages from the website for your own personal use, subject to the restrictions set out below and elsewhere in these terms and conditions. You must not:
- Republish material from this website (including republication on another website)
- Sell, rent, or sub-license material from the website
- Show any material from the website in public
- Reproduce, duplicate, copy, or otherwise exploit material on our website for a commercial purpose
- Edit or otherwise modify any material on the website
- Redistribute material from this website except for content specifically and expressly made available for redistribution (such as our newsletter). Where content is specifically made available for redistribution, it may only be redistributed within your organization.
4. User Content
4.0 Our service allows you to post content. You are responsible for the content that you post to the service, including its legality, reliability, and appropriateness.
4.1 By posting content to the service, you grant us the right and license to use, modify, publicly perform, publicly display, reproduce, and distribute such content on and through the service. You retain any and all of your rights to any content you submit, post, or display on or through the service and you are responsible for protecting those rights.
4.2 You agree that this license includes the right for us to make your content available to other users of the service, who may also use your content subject to these terms.
4.3 You represent and warrant that:
- The content is yours (you own it) or you have the right to use it and grant us the rights and license as provided in these terms
- The posting of your content on or through the service does not violate the privacy rights, publicity rights, copyrights, contract rights, or any other rights of any person.
5. Acceptable Use Policy
5.0 Our website may not be used for the following:
- In any manner which is in breach of any domestic and international law or which is not permitted by any domestic or international law
- In any manner which is considered fraudulent under any applicable law
- In any manner which incites hatred or derogatory content towards another person to carry out any malicious communication
- To distribute viruses, malware, or any other harmful technologies
- To undertake unsolicited advertising or to send spam
- In any manner that interferes with its proper operation
- Using any trademarks or logos from this site without explicit consent from us.
6. Indemnity
6.0 You hereby agree to indemnify, defend, and hold harmless LeedGate SPV Limited and its officers, directors, employees, agents, and affiliates from and against any and all claims, liabilities, damages, losses, and expenses, including but not limited to attorney fees, arising out of or related to any breach of this agreement, negligence, wilful misconduct, or violation of any applicable laws or regulations by you.
6.1 This indemnity shall apply to both civil and criminal liabilities, and you shall be responsible for any judgments, settlements, or damages awarded against LeedGate SPV Limited due to the aforementioned claims.
6.2 This indemnity clause shall be governed by and construed in accordance with the laws of Nigeria, and any disputes arising under or related to this clause shall be subject to the exclusive jurisdiction of the courts of Kaduna, Nigeria.
7. Security and Unauthorized Use
7.0 You are responsible for all transactions conducted using your computer (personal or otherwise), mobile phone, tablet, or other electronic device (“Device”), payment card, or account. It is your responsibility to keep all of these secure.
7.1 All passwords must be kept secret. You are liable for all activities undertaken using your username, associated password, or Device. You are responsible for maintaining the confidentiality of all Account information and keeping your Device from unauthorized use.
7.2 We accept no liability for any unauthorized use of your Device, payment card, account, or any application you use in connection with the Platform or any effects of the same.
7.3 In the event your Device has been stolen or there is unauthorized access to your payment card or account, it is your responsibility to immediately notify your bank to restrict transactions on your card and account.
7.4 You are responsible for ensuring the security of any application or Device you use.
8. Failed Transactions and Reversals
8.0 In the event of a failed transaction (i.e., the user has been debited for a transaction, but value was not received), please send the following details to support@leedgate.com for resolution: user’s mobile number, transaction amount, transaction date, transaction type, and any other detail we would request to enable us to resolve your complaint. We shall use our best endeavours to liaise with the applicable financial institution, telecommunication company, and/or merchant to resolve your logged transaction issue.
9. Disclaimer
9.0 Our website and services are provided “as is” without any express, implied, and/or statutory warranties (including, but not limited to, any implied or statutory warranties of merchantability, fitness for a particular use or purpose, title, and non-infringement of intellectual property rights). Without limiting the generality of the foregoing, LeedGate makes no warranty that our website and services will meet your requirements or that our website will be uninterrupted, timely, secure, or error-free. No advice or information, whether oral or written, obtained by you through our website or from LeedGate, its parents, subsidiaries, or other affiliated companies, or its or their suppliers (or the respective officers, directors, employees, or agents of any such entities) (collectively, "LeedGate parties") shall create any warranty.
10. Limitation of Liability
10.0 LeedGate SPV Limited, its officers, and employees shall in no event be liable for any special, incidental, indirect, or consequential damages whatsoever (including, without limitation, damages for loss of business profit, loss of business information, or any other pecuniary loss) arising out of or in connection with LeedGate SPV Limited’s website or services (including, without limitation, use, inability to use, or the results of use of LeedGate’s websites or services), whether such damages are based on warranty, contract, tort, statute, or any other legal theory.
10.1 Even if LeedGate, its officers, and employees have been advised of the possibility of such damages. These limitations will apply notwithstanding any breach of condition(s) or fundamental term(s) or for a fundamental breach(s).
11. Severability
11.0 If any term or provision of these Terms and Conditions is determined to be illegal, unenforceable, or invalid in whole or in part for any reason, such illegal, unenforceable, or invalid provisions or part(s) of the same shall be stricken from these Terms and Conditions, and such provision shall not affect the legality, enforceability, or validity of the remainder of these Terms and Conditions. The stricken provision shall be replaced, to the extent possible, with a legal, enforceable, and valid provision that is as similar in tenor to the stricken provision as is legally possible.
12. Whole Agreement
12.0 These Terms and Conditions, together with LeedGate's Privacy Policy, constitute the entire agreement between you and LeedGate in relation to your use of this website, and supersede all previous agreements in respect of your use of this website.
13. Assignment and Subcontracting
13.0 Neither LeedGate nor you shall assign any or all of its obligations under these Terms and Conditions to any third party without the prior written consent of the other Party to the Terms and Conditions. Such consent should not be unreasonably withheld in the case of a responsible person.
14. Variation
14.0 LeedGate reserves the right, at its sole discretion, to modify or replace these Terms at any time without prior notice.
14.1 By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, in whole or in part, please stop using the website and the Service.
15. Dispute Resolution
15.0 The laws of the Federal Republic of Nigeria shall govern these Terms and Conditions.
15.1 We shall use our best endeavour to settle any dispute or difference of opinion between us, arising from or in connection with these Terms and Conditions, amicably through mutual discussion by our Approving Authority.
15.2 Any dispute that cannot be settled in accordance with Clause 15.1 within a period of thirty (30) days shall be settled before a Sole Arbitrator to be appointed by our mutual agreement. A dispute shall be deemed to have arisen when any of us notifies the other in writing to that effect. In the event that we are unable to mutually agree on a Sole Arbitrator within fourteen (14) days after a dispute has arisen, such sole arbitrator shall be appointed by the Chairman of the Chartered Institute of Arbitrators (Nigeria Branch).
15.3 Any dispute arising from these Terms and Conditions shall be settled in accordance with the Arbitration Rules of the Arbitration and Conciliation Act, Cap. A18, Laws of the Federation of Nigeria 2004 (or any amendments or modifications to the same).
15.4 The venue of Arbitration shall be Kaduna, Nigeria.
